The SSS Disability Benefit is given to eligible SSS members who were reduced with their ability to perform an activity or his work in the manner or within the range considered normal for a human being as a result of either an illness or an accident.
The SSS Disability Benefit is a cash benefit to members with a total or partial permanent disability. The benefit is paid either as a monthly disability pension or a one-time lump sum benefit, depending on a member’s number of monthly SSS contribution payments.
You may read about the SSS Disability Benefit in Tagalog Brochure HERE
In addition to the monthly pension, a disability pensioner can receive the following benefits:
To claim your disability benefits, submit these requirements at any SSS branch:
A supervising physician or medical specialist at the SSS branch will let you know if you should submit additional medical records to support your claim. The doctor will also conduct a physical examination and explain the details of the SSS disability benefit.
You can assign a representative to file a disability claim on your behalf if you can’t do it personally. For SSS members in the Philippines, a sketch of the residence or hospital of confinement is required. If you’re based abroad, SSS will need your physical examination report signed by your attending physician.
Usually, SSS takes one to two months to process a disability claim. Once SSS approves your claim, you’ll receive a notice about the actual disability pension amount and when you can withdraw it from the bank.
An SSS member with a partial or total permanent disability must have paid at least one-month SSS contribution before the semester of disability.
SSS defines partial disability as a complete and permanent loss of a certain body part. The condition doesn’t totally prevent a person from doing his or her job. Partial disabilities that qualify for SSS benefits include the loss of any of these parts and senses:
Only SSS members who are totally and permanently disabled are entitled to a monthly disability pension for life. However, SSS stops paying the pension in the following cases:
Up to five of a disability pensioner’s children below age 21 (conceived on or before disability) may receive PHP 250 or 10% of the SSS member’s monthly pension, whichever is higher.
When a pensioner dies, his or her primary beneficiaries will get the full monthly disability pension except for the supplemental allowance.
How much you’ll receive in monthly pension will depend on your SSS membership years and the number of contributions you’ve paid before the semester of disability.
Credited Years of Service | Minimum Monthly Disability Pension |
Less than 10 years | PHP 1,000 |
At least 10 years | PHP 1,200 |
At least 20 years | PHP 2,400 |
A qualified disability pensioner with 10 credited years of service receives the following SSS benefits per month:
Total monthly SSS disability benefits: PHP 1,200 + PHP 500 + PHP 1,150 = PHP 2,850
SSS uses different formulas for computing the lump sum amount for totally and partially disabled members:
Whichever of these formulas results in a higher amount:
Whichever of these formulas results in a higher amount:
Let’s say a partially disabled SSS member wants to claim his lump sum benefit. If he has 10 credited years of service, 40% disability (as determined by the SSS), and 30 paid monthly contributions, here’s the lump sum amount computation:
The higher amount from the two computations is PHP 14,400, which then becomes the lump sum benefit that the SSS member will receive.
SSS pays its members’ monthly disability pension and lump sum benefit through its 25 accredited banks in the Philippines, including the following:
If you have existing savings account with one of the SSS partner-banks mentioned above, you can use that to receive your monthly disability pension. Otherwise, you need to open an account with an accredited bank and present the Letter of Introduction (LOI) form issued by the SSS.
For more information about disability benefits and other SSS Benefits, you may also contact SSS through email (member_relations@sss.gov.ph) or phone (7920-6446 to 55 or 7917-7777) or thru the SSS Official Facebook Page.
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Saan po isusubmit application form para sa disability
Pag lung cancer patients po stage4a my chance po ba na maaprove kht po my utang pa na d nabbyaran before?
Saan po ipapasa yun disability form? Para po sa aking tito.
Kung online naman po saan po makikita ang form?
Nag-apply po kami nang disability benefit at nakatanggap nang partial for 8 months pero na-cancel na yung claim namin pagkatapos. Ang sabi nang SSS Ormoc branch dapat meron pa uli ma-ibigay dahil 23months yung inaprobahan. Bumalik kami sa branch pero wala silang naitulong dahil sa main branch daw dapat eto i-followup - yung benepisyo na dapat ibigay ay pahirapan pa ang proseso. Sana matulungan po kami.
Paano po ang may CKD, currently i have ckd stage 3, qualified po ba sa disability benefit? if hindi ano stage ang qualified?