How to Apply for SSS Death Benefit?
The SSS Death Benefit is a cash benefit paid either in monthly pension or lumpsum to the beneficiaries of the deceased members.
Lumpsum or Pension?
- Monthly Pension – If the deceased member has at least 36 monthly contributions before the semester of death, the monthly pension is granted to the primary beneficiaries.
- Lump sum – granted to the primary beneficiaries of a deceased member who had paid less than 36 monthly contributions before the semester of death. In case of secondary beneficiaries, they are paid a lump sum benefit only.
Who are qualified to receive the death benefit of the deceased member?
- Primary beneficiaries of the deceased member – legitimate spouse, (until he/she remarries), and the dependent legitimate, legitimated, or legally adopted, and illegitimate children of the member who are not yet 21 year old or over 21 years old for children who are incapacitated and incapable of self support due to physical or mental disability which is congenital in nature or acquired during minority.
- In absence of primary beneficiaries, the dependent parents are considered the secondary beneficiaries. Or if in absence of parents, any other designated by the member in his/her SSS records (E1 or E4) are considered beneficiary. If there is no designated beneficiary, the benefit shall be paid to the deceased member’s legal heir in accordance with the law of succession under the Family Code of the Philippines.
How much is the monthly pension?
- The monthly pension depends on the member’s paid contributions, including the Credited years of service and the number of dependent minor children, which should not exceed five. The monthly pension is paid for not less than 60 months:
The amount of monthly pension will be the highest of the following:
- The sum of P300 plus twenty percent (20%) of the average monthly salary credit (AMSC) plus two percent (2%) of the AMSC for each CYS in excess of ten (10) years; or
- Forty percent (40%) of the AMSC; or
- P1,000 if the member had less than ten (10) CYS; P1,200 if with at least ten (10) CYS; or P2,400 if with less than twenty (20) CYS.
The Monthly pension is paid thru the beneficiary’s designated bank.
How much is the lump sum benefit?
- The primary benefit of the deceased member who paid less than 36 monthly contributions shall be entitled to lump sum benefit, which shall be higher of:
- Monthly pension multiplied by the number of monthly contributions paid prior to the semester of death
- Twelve times the monthly pension
- Secondary beneficiaries of the deceased member shall be entitled to a lump sum benefit equivalent to:
- 36 times the monthly pension – if the member has paid at least 36 monthly contributions prior to the semester of death
- Monthly pension times the number of monthly contributions paid or twelve times the monthly pension, whichever is higher – if the member has paid less than 36 monthly contributions prior to the semester of death.
Effective May 2016, the beneficiary may opt to receive the lump sum benefits thru his or her bank account, instead of receiving the check through the mail.
Until when can a beneficiary file for a death benefit?
There is no prescriptive period for the filing of the initial death benefit.
However, the filing of a request for re adjudication or adjustment of settled death benefit claim must be filed within 10 years.
What are the Requirements for filing a Death Benefit claim?
- Death Claim Application (DCA) Form
- Application for DDR Benefit under the Portability Law, if applying under Portability Law
- Claimant’s Photo and Signature Form
- Filer’s Affidavit or Sinumpaang Salaysay
- Certified true copy of death certificate of the deceased member, duly registered with the Local Civil Registry and signed by the authorized signatory of the Office of the Civil Registrar, or issued by PSA (formerly, NSO).
- SSS Form CLD-1.3A (Affidavit of Death Benefit) if claimants are primary or secondary beneficiaries
- Other requirements, if applicable
- If benefit is pension, Single savings account passbook/ATM card/validated initial deposit slip/accomplished Visa Cash Card Enrollment
- If Name and Account Number is not embossed in the ATM, the initial deposit slip is required
- If claimant cannot open a savings account, a written request for exemption from the “SSS Pensioner’s Remittance thru Bank Program” stating valid reason for exemption
- If the cause of death of the member is work connected:
- Form BPN 105 (Report of Death)
- Pre employment medical records, if cause of death is due to illness
- If benefit is pension, Single savings account passbook/ATM card/validated initial deposit slip/accomplished Visa Cash Card Enrollment
- Statement of duties and responsibilities duly signed by the employer
- Mission/Job or Travel order duly assigned by employer, if applicable
- Photocopy of page in the company logbook/record of accident assigned by the ER
- Police investigation report or employer’s report of injury, death or casualty spot report, when applicable
- If death claim was filed by spouse beyond 5 years from the death of death, a written explanation is needed.
How to apply for Death benefit?
- Prepare complete requirements as stated above. If the requirements are incomplete or incorrect, your benefit application may not be received, or may be delayed in processing.
- Make sure to accomplish Contact Information and Address correctly and legibly. The SSS contacts the beneficiaries for the status of their benefits application especially when additional documentations or process are necessary.
- Go to the nearest SSS Branch and secure your queue number. Go early to avoid long queue.
- Once your number is called, go to the SSS Representative window and they will perform initial evaluation on your claim and requirements.
- Once application is received, wait for the SSS to contact you. SSS Death Benefit processing ranges from 10-45 days depending on the complexity of the case. This processing time is based on the experience of other SSS members who filed a death benefit.
You may check the status of your benefit claim logingin in the SSS member’s online account (if you know his/her online credentials).
If after two weeks, you haven’t heard from SSS, go again to the SSS Branch and inquire for the status of your claim.
Upon approval of the claim, the SSS will mail a notice voucher to the beneficiary informing him/her when to withdraw the benefit from the bank.
Very informative Thanks
can a common law wife claim the death benefit? my lolo and lola where together more than 50 yrs, but it seems my lolo was married prior..
gud pm ask ln q nag file nami ug para lump sum sa aq cousin haneval c. villamor last oct.27 2017 dn y until now wala pa me feedback from sss this is my contact num 09354174837 thankz
Ppaanu po ung apo ng namatay na bibenificiary ay ndi pa nmin nkukuha anu ang dapat nming gawin at anu ang kaylngan nmin ipasa
Makukuha paba nila ang kanilang benipisyo para sa knilang pag aaral daw sbe ng knilang yumaong lola
Hi Good Afternoon, kelangan ko lng sana poh yong assistance please, nmatay npo yong father nmin last march 27, 2016, concern lng nmin poh mag ddalawang taon na since nmatay, meron poh ba kaming ma claim na ntirang 3 years na benefits family regarding sa death benefits ng father nmin?? As far as we know meron pang ma claim ang family, once ang pensionado namatay within 5 years of terms na meron pang e claim ang family??? please guide as for more info. maraming salamat & godspeed!
Hello,
i am the sister of the deceased designated as beneficiary when he was still single, he died with 2 sons of legal age now, is it possible for them to receive the death claim?
Hi Ma’am Sir,
Ask ko lang po namatay po yung anak ko las June 2017 pero hindi ko po kasi alam na may benefits para sa Burial, at hindi din kasi sinabi ng HR namin na meron palang agnung Benefit,entitled pa rin po ba ako sa benefits na ito? salamat
Hi maam and sir, ask ko lang po kung need pa po talaga ng death certificate ng lolo at lola ng namatay? Kompleto napo ung requirements tapos po pag punta po sa sss branch nag hanap po ng death certificate ng lolo at lola… Thank you po…
good morning po mam sir ako po s rosanna gonzales olivera ksal po ako sa asawa ko pero iniwanan po ako ng asawa ko sumama sa iba nahuli ko buntis na un babae 1987 un nangyari then nagsama cla nagkaroon cla ng 6 or 5 sa akinpo 3 naging anak naman year ako naman po nagkaroon ng kinasakasama 1988 un po kinakasama un po tumulong sa akin para mabuhay mga anak ko na nasa magulang ko dahil nagtrabaho po ako un isang anak ko lalaki nasa kanila ng kinakasama nia nag mamatay po cia nagfile po ako ng death claim aun po nlaman ko na hinarang ng kapatid ng namatay kya dko nakuha tapos my pinappirmahan sa akin un kabit na weber galing sa sss dko un pinirmahan ako na nga argabyado e d nla sinutintuhan mga anak ko e gusto ng mga anak ko asikasuhin ko para sa kanila maski sa mga anak ko nlng sana makkuha kopo ba yan
Hi good day,
gusto lang namin itanong if kong sino talaga ang pwedeng na maka claim ng death benefits…
kasi ganito ang nagyari, ang unang mag asawa nagkahiwalay na sila for 32 years. mayronn silang dalawang anak. iyong lalake nag asawa nag iba at may adopted child sila. Ang babae naman ay nag asawa din at may tatlong anak. Sa ngayon namatay iyong na iyong lalake. Ang tanong: Pwede po bang mag file nang claim ang legal na asawa kahit matagal na silang nagka hiwalay at mayroon na ring 3 anak sa iba? Sino po ang dapat makakuha nang benefits sa namatay na lalake. Maraming salamat sa inyong attensyon at sana matulongan po ninyo kami.
Pwde qo po bang malaman kung nkapag hulog ang kapatid q n c Ernesto baluyot javier?
Ang father ko po ay pensioner ng sss… Namatay na po sya last 3 years… Nag file kami ng death claim (burial) sa sss infanta branch… Ang problema po kaya di namin ma file kasi daw po yong naka file na birth date sa sss ay iba sa birth certificate nya… Ngayon po kukuha pa kami sa kalibo aklan daw ng cetification na sa katunayan na pinanganak talaga sa caticlan… Ang tanong kolang po nakaka tanggap na ang father ko dati ng pension at ngayong patay na sya hindi namin makuha ang death claim sa burial kasi sa maling bday na naka file sa sss…
Pano po kung after 16 years n po bago nalakad yung death claim pero nakuha n po yung burial tnx
Hi good day!ako po ay legitimate child namatay na po ang father ko na sss member tanong ko lng po kung pwede pa po ba ako mag claim ng death benefit (lump sum) ng tatay ko khit 36yrs.old na ako?
pwede po ba makuha ang death benefit kahit hindi pa nakukuha ang burial.thanks in advance
Gud day! Ask ko lng po namatay na po kc father ko last April 9, 2018 may nakuha na po kmi burial assistance may makukukaha pa ba kmi Death Claim nag pe-pension na rin po sya.Thnx and God Bless sana may makuka kmi feedback……
Gud day! Ask ko lng po namatay na po kc father ko last April 9, 2018 may nakuha na po kmi burial assistance may makukukaha pa ba kmi Death Claim nag pe-pension na rin po sya at patay na rin Mother ko. Thnx and God Bless sana may makuka kmi feedback……
Paano po nasa abroad ang asawa ng namatay, ano po ba dapat gawin para maiprocess ang pension.
Good Day,
Gusto ko po mag tanong about sa Death Claim ng Father namen, Lang beses po ako nag punta sa SSS office Dito po saamen, lagi po sinasabi na ang Beneficiary ay ang mga kapatid nang aming Ama, Legal na ank naman po kame kaso above 21 years old npo kme at nauna po na wala ang aming iba bago ang aming ama, so napunta daw po sa lolo namen ang benepisyo at nung na matay narin po ang lolo nmen makalipas lng po ang ilang bwan.. napunta naraw po sa mga kapatid nang ama namen, Masakit po kasi tangapin na sa ialang taon na pinaghirapan ng aming ama sa pag babayad ng SS ay mapupunta ang po sa mga kapatid nya nakaya din po xa nag SS ay para daw po samen mga ank nya na kahit un malang daw ay maymaipana sya saamin, pang bibili po sana namen ng lupa para sa dalawa nmeng magulang.. dahil hiniram lang po namen ang pinaglibingan nang aming mga magulang.. mazakit po na ako po member nang SSS ay nag sususmikap makapag bayad sa SS para sa asking ank.. wag po sana maranasan ng aking ank ang aming dinanas pagkat napaka skit po.. Wala napo ba kame pwede magawa para mapunta saamen ang benipisyong nararapat saamen .. palagi ko po na papaginipan ang aming ama at sa totoo lang po sa gusto nya sumugod sa SS.. nakakalungkot lang po isipin na ano papo magagawa ng mga umao na nagusto mag reklamo..
Salamat poh..
Good day po Mam /Sir,ask lng po,namatay po yung tatay ko,ngayong 2018 lng,yung nanay no wla na rin 2003 pa namatay,ako napo yung nag aalaga sa tatay,noong syay mabangga at ng syay isip bata na.maki claim ko po ba yung death claim nya,46 yrs old na po ako ,married po.
Sana po matulungan nyo ako.Salamat po ng marami…GOD BLESS!!!
Mali pala yung email ko ito pala.
Good afternoon po Mam /Sir,
Ask lng po makukuha ko ba yung Death Claim ng father,ko na namatay noong March 01,2018.patay narin po yung Mother,noong 2003.Wla napong minor na anak,ako po yung nag aalaga sa kanya,46 yrs.old na po ako may asawa.
Please,tulungan niyo po ako,
Good day po. I just want to inquire po. My husband died november last year at the age of 48. He was an SSS member for several years since binata pa sya. Pero matagal din po siyabg napatigil sa paghuhulog. May maki-claim po ba ako bilang primary beneficiary nya? we have three children (ages 18, 11 & 4). Sana po matulungan kami ng SSS. Thank you so much!