Pursuant to Social Security Commission (SSC) Resolution No. 551-s.2019 dated 31 July 2019 approving the recommendation to provide assistance for SSS members/pensioners affected by Severe Tropical Storm Paeng, the following guidelines are hereby issued:
2. Three-month advance pension for SS and EC pensioners (per ECC Board Resolution No. 14-07-21 dated 28 July 2014) who are residing in the affected areas (Annex B).
1. Declared areas under State of Calamity:
2. All other areas which may be declared under state of calamity by the NDRRMC.
The availment period for the assistance package will start on 17 November 2022 until 16 February 2023.
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Members who are residents of the calamity-stricken areas as declared and may be declared by the National Disaster Risk Reduction and Management Council (NDRR MC), and who suffered losses or damages to their properties located in the said calamity-stricken areas.
If employed. the employer must certify the CLAP application thru online (My.SSS facility).
The loan amount shall be equivalent to one (1) monthly salary credit (MSC) computed based on the average of the last twelve (12) MSC (rounded up to the nearest thousand) or the amount applied for, whichever is lower
1. The service fee of 1% of loan amount is waived.
2. The loan shall be charged an interest rate of 10% per annum until fully paid, computed on a diminishing principal balance and shall be amortized over a period of twenty-four (24) months.
3. Pro-rated interest from the date of loan granting up to the end of the month prior to first amortization month shall be deducted in advance from the loan proceeds.
Sample Illustration:
4. Any excess in the amortization payment shall be applied to the outstanding principal balance.
5. Loan amortization not remitted on due date shall bear a penalty of 1% per month. A delay of a fraction of a month shall be charged a full month penalty
The member-borrower must apply for CLAP through the SSS website by accessing his/her My.SSS account.
1. This calamity loan must be fully paid before the member can avail of future calamity loans of SSS.
2. Any overpayment on a previous loan shall be subject to validation of SSS, and if valid, shall be applied to the active loan, if any. If there is no active loan, it shall be refunded to the member-borrower upon his/her request.
3. Aggregate unpaid obligation equivalent to more than six (6) monthly amortizations shall result to loan default. The full balance of a defaulted loan shall become due and demandable. A defaulted account is subject to 10% interest per annum to be charged on the outstanding principal balance and 1% penalty per month on unpaid principal and interest until fully paid.
4. Other terms and conditions in the existing salary loan guidelines, not inconsistent with the above provisions shall be applicable in this program
1. Through Development Bank of the Philippines (DBP) Philippine Electronic Fund Transfer System and Operations Network (PESONet) Accredited/Participating Banks:
Active single account in any PESONet accredited banks in the name of the Member-borrower shall be enrolled in the DAEM and shall be used as mode of disbursement for CLAP application by accessing the member’s My.SSS account.
2. Through Unified Multi-Purpose Identification (UMID) — Automated Teller Machine (ATM) Card:
If with activated UMID-ATM, the loan proceeds shall automatically be credited to member-borrower’s account.
3. Through Union Bank of the Philippines (UBP) Quick Card:
For UBP Quick Card, the member-borrowers may opt to avail the card at selected SSS Branches with UBP Kiosk. The corresponding account number of UBP Quick Card must be enrolled in the Disbursement Account Enrollment Module (DAEM) by accessing the members My.SSS account.
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Existing SS retiree, disability and survivor pensioners and EC disability and survivor pensioners whose residence are located in the calamity areas declared by the National Disaster Risk Reduction and Management Council (NDRRMC).
1. SS and EC pensioners. who are living in calamity areas declared by the NDRRMC may apply for three-month advance pension starting 17 November 2022 until 16 February 2023.
2. For SS and EC partial disability, pensioner may apply for the advance pension for the remaining months of the partial disability pension but not to exceed the three-month period.
3. SS and EC pensioners who have availed advance pension for the previous calamities and whose pensions are still suspended may avail of the three-month advance pension for “Severe Tropical Storm Paeng”. provided that the advance pension will not exceed three months at any time.
4. SS Retiree pensioners who have no existing loan under the Pension Loan Program (PLP) are qualified to apply for the three-month advance pension.
The pensioner shall submit the properly accomplished Application for Assistance Due to Calamity/Disaster duly certified by the Barangay Chairman. In case Part II of the form is not accomplished, the pensioner shall submit certification that pensioner is affected by the calamity from any of the following:
a. Department of Social Welfare and Development (DSWD)
b. National Disaster Risk Reduction and Management Council (NDRRMC)
“File Anywhere policy shall be implemented. All branches shall receive applications for the three-month advance pension.
The Corporate Executive Officer II, Member Services Section. Branch Office. shall immediately encode in the “Advance Pension Calamity Module” the applications received for the day.
The generated benefit checks shall be sent to the SSS branch where the pensioner filed his/her application. The SSS branch shall allow personal release of the checks, subject to usual presentation of required documents, within ten (10) working days from receipt; otherwise. the check shall be mailed to his/her mailing address.
The resumption of the monthly pension shall be automatically done by the System after the three-month period.
The Application for Assistance Due to Calamity/Disaster under Office Order No. 2014-048 shall be used for the Three-month Advance Pension for SS and EC Pensioners.
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Bakit naman po napakatagal ng pagpapaclose ng old calamity loan? Dapat real time din ang pag off set dahil binawas na po sa nakuhang salary loan. Sobrang hassle po, nagfile po kami ng calamity pero nareject dahil may existing to think na bayad na. Haysss....